How It Works
Here's how you can become a Canadian citizen in just a few steps, thanks to Canada's Immigrant Investor Program.

You have two options when applying for the Immigrant Investor program:

Government of Québec Immigrant Investor Program
Your capital is invested in a five-year, zero-interest, government-guaranteed Québec term note that supports Québec-based businesses, creating jobs and fostering economic growth. Investors in this program must initially be destined for Québec.

Government of Canada Immigrant Investor Program
Your capital is invested for five years, without interest, with the Receiver General of Canada. Participating provinces then use the investment to create jobs and aid economic growth. This program is intended for immigrants who plan to live in any Canadian province but Québec.

Immigration Process for the Québec Program (as of March 2, 2005)

The forms required for this process are available in the INFO+ section.

1. Eligibility
The client is eligible for the program and wishes to proceed.
  
2. Contact us and sign up
•  The client signs four copies of LBG Canada’s Investor Agreement, which sets out the client’s and National Bank Financial’s (NBF’s) respective responsibilities.
•  The client signs four copies of the related Power of Attorney form.
•  The client submits these forms, along with the following, to our office for review and approval before we open an account:
•  Copy of client’s passport
•  Completed application for Selection Certificate: (a) Principal Applicant forms No. A-0520-A (Appendix 1); and (b) Appendix – Entrepreneur and Investor forms No. A-0521-A (Appendix 2)
•  Certification letter signed by a Chartered Professional Accountant, Financial Analyst or Québec Lawyer with related documentation (Appendix 3)
•  Declaration signed by the Immigrant Investor Candidate (Appendix 4)
•  Completed application for permanent residence in Canada (IMM0008) and all related annexes (Appendix 5)
   
3. We evaluate the application
National Bank Financial Inc. verifies, analyses and executes the requested documents upon approval and returns them to the client’s agent, together with a Fund Transfer Instruction, which confirms the client’s account number at our office.
   
4. The province evaluates the application
The Québec Delegation authority evaluates the client’s application and advises the client of their decision (or a date of interview).
    
5. The client’s funds are transferred
Upon approval, the client will receive a transfer of funds letter indicating that he or she may then transfer the funds to his or her personal account at National Bank Financial using the submitted Fund Transfer Instruction.
•  A copy of the funds transfer receipt issued by the client’s financial institution must be sent to our office promptly.
•  At the same time, the Québec Delegation will notify the provincial government to advise IQ Immigrants Investisseurs Inc. and our office that a Promise of Certificate of Selection for Québec (CSQ) is issued for the client.
   
6. Receipt of funds is confirmed by National Bank Financial
National Bank Financial Inc. confirms receipt of funds with the client or his/her agent and transfers the funds to IQ Immigrants Investisseurs Inc. if the Promise of CSQ has been issued and received by our office.
   
7. Receipt of funds is confirmed by IQ Investisseurs Inc.
IQ Investisseurs Inc. confirms the receipt of the client’s funds to the immigration department in Montreal.
   
8. The coupons note is issued
IQ Immigrants Investisseurs Inc. issues a five-year zero coupons note, which is deposited into the client’s account.
   
9. The CSQ is issued
The Government of Québec in Montreal will advise the Delegation of the placement of funds, and accordingly, the Delegation will issue the CSQ.
   
10. The visa is issued
The Government of Canada will proceed with medical and security clearance, after which it issues the permanent resident (PR) visa. The client may then enter the country.
   
11. The client provides us with documentation
Within 10 days after they have been granted, the client must provide us with: notice of intent to issue a Québec selection certificate, the Québec selection certificate and the Canadian visa or the refusal of visa or of permanent residence, as the case may be.
   
12. We return the client’s capital
At the end of the five-year investment term with IQ Immigrants Investisseurs Inc., we will return the original capital in the case of a cash option. In the case of the walk-away financed option, the maturing note will serve to pay off accumulated interest in the client’s account.
    

Immigration Process for the Federal Program

The forms required for this process are available in the INFO+ section.

1. The client signs off on two Subscription Agreements.
2. The client completes two Powers of Attorney:
•  No return amount at the end for the financial option (Appendix 1)
•  Return amount at the end for the cash option (Appendix 2)
3. All four documents are sent to us (National Bank Financial).
4. We open an account for the client and send the Transfer of Funds Instructions.
5. After a successful interview with the Government, the client transfers funds to his or her National Bank Financial account using the Transfer of Funds Instructions.
6. The client now sends the following documents to us:
•  Subscription Agreements as well as Power of Attorney (two originals)
•  The Imm8 (photocopy) (Appendix 3):
•  Generic
•  Schedule 1
•  Schedule 6
•  Copy of client’s passport
•  The letter from the Federal Government advising client to transfer funds (photocopy)
•  Investor’s Acknowledgement (two originals) (Appendix 4)
•  Consent for Disclosure of Personal Information (two originals) (Appendix 5)
7. Funds are sent to the Government.
8. Visa is issued.

    

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