Financing Options for Our Clients
Many potential immigrants, though able to meet the Program's net worth requirements, may have difficulty raising the liquid assets required (CDN$400,000) in a short period of time. Others may own or operate profitable businesses and wish to avoid taking capital from these operations. And in some cases a lump sum payment may be preferable. As a result, we offer two different financing options.

1) Full Cash Option
  • The client deposits the full CDN$400,000 which is invested for five years without interest. Should the immigrant investor need financing during the term, while residing in Canada, we would work closely with banks familiar with the Immigrant Investor Program to help the investor obtain a loan of up to CDN$280,000. This loan would be arranged on a line-of-credit basis. Interest rates would vary and be payable monthly. The client could pay down the loan at any time whenever liquid funds become available.
2) Flex Walk-Away Option
  • The immigrant investor deposits an amount specified by LBG Canada under the Immigrant Investor Program, borrows the remainder from National Bank Financial and nothing is paid back at the end of the term. No monthly payments will be required over the term of the loan. Since interest is subject to fluctuating markets, consult LBG Canada about the prevailing walk-away price.

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